Most lenders charge fees to refinance a loan. So, if you plan to only stay in the property for a couple of years, your monthly savings may not accumulate to recoup these costs. Example: A lender charged $1,000 to refinance your loan that resulted in saving you $50 each month; it would take 20-months to recoup your initial costs. Some lenders will charge a slightly higher than average interest rate on refinance loans, but will waive all costs associated with the loan. This will depend on the interest rate on your current loan.
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Company NMLS: 1996720 Individual NMLS 1107812
3130 N. Shiloh Rd
Garland, TX 75044
2615 W Pioneer Pkwy
#104 Grand Pirarie Tx
Phone: (469) 581-8811
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